February 2013 Newsletter

February 10th, 2013

Planning Your Financial Future

February 2013


Well, IRS will start accepting tax returns on January 30th.  However, some forms may not be ready for a couple more weeks, so you may not be able to file just yet.  For example, if you own a business and have depreciation, you won’t be able to file.  There are other forms that also are not ready yet.  You can check the IRS website for a complete list and anticipated dates the forms will be ready.

Federal Income Tax Filing Season Is Here
It’s that time of year again. Here are some things to think about as we enter the 2012 federal income tax filing season.

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Questions and Answers about Social Security
Whether you’re close to retirement or years away from receiving Social Security benefits, you may not know much about the intricacies of this important program. Here are some questions and answers that can help you learn more.

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Estate Planning Strategies in a Low-Interest-Rate Environment
Low interest rates favor certain estate planning strategies over others, and the interest rates used by the IRS are at or near historic lows.

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I’m going on a cruise–do I need to purchase travel insurance?
Whether you should purchase travel insurance comes down to whether the financial benefit outweighs the cost of the policy premium.

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My laptop was stolen and my personal financial information was stored on it. How can I protect myself against identity theft?
Identity thieves can use your personal financial information to access bank accounts and credit cards, and make unauthorized transactions in your name. As a result, it’s important to act fast in order to protect yourself from any potential attempts at misusing your financial information.

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